How It Works

A disciplined construction draw workflow from setup through disbursement.

SME Development keeps the process organized so each draw has a clear documentary trail and lender decision point.

STEP 01

Establish the borrower, lender, contractor, approved budget, loan requirements, and reporting expectations.

STEP 02

Collect the draw request, invoices, schedules, lien documentation, and other required support.

STEP 03

Compare requested amounts to the budget, prior funding, supporting documents, and identified exceptions.

STEP 04

Review visible construction progress and documented stored materials for fund-control purposes.

STEP 05

Prepare a lender-facing report identifying supported amounts, verified amounts, recommended funding, and holds.

STEP 06

The lender retains final funding authority and authorizes the amount to be disbursed.