Construction Fund Control You Can Rely On.
SME Development, Inc. provides independent fund control, construction draw administration, and disbursement oversight for residential and commercial construction projects throughout California.
Controlled disbursements. Clear documentation. Better visibility.
Our process helps lenders and project stakeholders maintain financial control from initial project setup through completion.
Draw Request Review
Review draw requests, invoices, budget activity, and supporting documentation prior to funding.
Progress Verification
Review visible construction progress to support alignment between requested funds and project completion.
Budget Monitoring
Track approved budgets, prior disbursements, current requests, remaining balances, and change orders.
Lien Documentation
Organize administrative review of lien releases, preliminary notices, and lender-required payment documents.
A disciplined workflow built around lender visibility.
Each step creates a documented path from draw submission to funding recommendation.
Project Setup
Establish budget, parties, and lender requirements.
Draw Submitted
Receive draw package and supporting documentation.
Document Review
Review invoices, budget activity, lien documents, and exceptions.
Site Verification
Review visible work and project progress.
Recommendation
Prepare the lender-facing funding recommendation.
Disbursement
Funding proceeds with lender authorization.
An independent layer of oversight between loan proceeds and construction activity.
SME Development provides organized reporting, budget tracking, draw administration, and project documentation designed to support informed funding decisions.
Residential & Commercial Construction
Flexible fund-control support for projects of varying size and complexity throughout California.
“Every draw should tell the same clear story: what was budgeted, what was completed, what has been funded, and what is being recommended now.”SME DEVELOPMENT • FUND CONTROL APPROACH
Need fund control for a construction loan?
Tell us about the project and lender requirements. SME Development can help establish a clear draw and disbursement process.